Credit Officer II
Company: Bank of America
Location: Spokane
Posted on: April 2, 2026
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Job Description:
Job Description: At Bank of America, we are guided by a common
purpose to help make financial lives better through the power of
every connection. We do this by driving Responsible Growth and
delivering for our clients, teammates, communities and shareholders
every day. Being a Great Place to Work is core to how we drive
Responsible Growth. This includes our commitment to being an
inclusive workplace, attracting and developing exceptional talent,
supporting our teammates’ physical, emotional, and financial
wellness, recognizing and rewarding performance, and how we make an
impact in the communities we serve. Bank of America is committed to
an in-office culture with specific requirements for office-based
attendance and which allows for an appropriate level of flexibility
for our teammates and businesses based on role-specific
considerations. At Bank of America, you can build a successful
career with opportunities to learn, grow, and make an impact. Join
us! Job Description: The Credit Officer II role is a highly skilled
resource, providing expert level advisory guidance in the most
complex, integrated debt capital solutions for commercial banking
clients. Products include lines of credit, term loans, real estate
loans, and syndicated loans. The CO manages all of the ancillary
credit exposure to clients. The CO maintains knowledge of other
BofA products including Investment Banking and Treasury Management
that have credit exposure, and leverages product expertise to
deliver the best possible and optimally integrated strategic
solution for the client or prospect. This role reports to the
Commercial Credit Manager or Executive and will be aligned to an
Underwriting Team that supports the market. Responsibilities:
Collaborates with Client Management teams to perform analysis of
credit opportunities and prospects at the bank Manages client and
prospect originations including initial credit structuring,
underwriting, legal documentation review, and deal closing Delivers
on data accuracy and quality of underwriting metrics in compliance
with internal policies and procedures Monitors assigned portfolios
of client loan maturities and collaborates with Analysts to
continuously recognize and address risks in a timely manner
Escalates and debates deteriorating assets in partnership with the
Special Assets Group and Risk as appropriate Participates in
Regional and Market meetings to communicate credit delivery best
practices and results Skills: Business Acumen Coaching Decision
Making Hiring and Onboarding Loan Structuring Collaboration Credit
Documentation Requirements Oral Communications Risk Management
Written Communications Change Management Executive Presence
Organizational Effectiveness Underwriting Required Qualifications:
10 years of solid Commercial Banking experience Experience in
financial analysis, structuring, underwriting and portfolio
management Analytical/technical skills, including financial
accounting, modeling and loan structuring Strong communication
skills; ability to communicate vertically, horizontally, and
externally Industry knowledge across multiple sectors Minimum
Education Requirement: BA/BS Degree Desired Shift: 1st shift
(United States of America) Hours Per Week: 40 Pay Transparency
details US - WA - Seattle - 401 Union St - Rainier Square (WA1510),
US - WA - Spokane - 601 W Riverside Ave - Spokane Financial Center
(WA2141) Pay and benefits information Pay range $125,000.00 -
$200,000.00 annualized salary, offers to be determined based on
experience, education and skill set. Discretionary incentive
eligible This role is eligible to participate in the annual
discretionary plan. Employees are eligible for an annual
discretionary award based on their overall individual performance
results and behaviors, the performance and contributions of their
line of business and/or group; and the overall success of the
Company. Benefits This role is currently benefits eligible. We
provide industry-leading benefits, access to paid time off,
resources and support to our employees so they can make a genuine
impact and contribute to the sustainable growth of our business and
the communities we serve.
Keywords: Bank of America, Spokane , Credit Officer II, Accounting, Auditing , Spokane, Washington
